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RATA Associates has been in the HMDA/CRA arena for over years. During that time we have helped hundreds of institutions successfully submit millions of applications for Regulation C (HMDA) and Regulation BB (CRA).
The Comply HMDA/CRA software is robust and full-featured, yet it is extremely user-friendly and easy to use. Comply was designed to utilize all standard Windows practices. The Comply Suite has been modeled after Microsoft Office so if you can use Microsoft Word, Excel and/or Explorer, you will be able to use RATA Comply with little to no training. In addition to standard menus, icons and right-click functionality, helpful Wizards walk you through each process to ensure the proper result!
RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.
I wanted to let you know that RATA and Comply is the absolute best!!! My submission is complete and was accomplished in record time. I more than doubled the amount of activity I reported last year and it took me less than half the time. Thank you for being there for us and the industry! You are and always will be number one to me!!!
RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.
Pacific Union Financial LLC