FFIEC Releases Timeline for 2022 Census and Demographic Data

Added on March 18, 2022

On March 18th, the FFIEC published an alert regarding the 2022 Census and Demographic Data availability. The alert states that due to various delays, including those related to the ongoing pandemic, the release of the data for CRA and HMDA purposes was not available as planned. It further specifies a rough timeline as to when to expect each piece of the full dataset. The text from the FFIEC alert follows: Due to delays with multiple products from the U.S. Census Bureau, the FFIEC has faced challenges in releasing the 2022 FFIEC Census products. In order to respond to user needs, the FFIEC will release the various FFIEC Census products in a sequential manner as the data become available. Using the Census Redistricting Data released on August 12, 2021, the FFIEC will release a limited flat…

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RATA announces the release of the Year-End Geocode Redo file: Please apply before submitting

Added on February 1, 2022

Thank you as always for using the RATA Comply software and Geocoding services to help with your HMDA and/or CRA submissions. As part of our efforts to ensure that you have the highest quality and most current geocode results for submission, we re-geocode every application that was submitted prior to January 25th to try and improve the precision codes. We go through the file to look for improvements to any geocodes based on the precision codes and then return any improved results in the Year-End (YE) geocode update file. This file should be applied to your Comply system at your earliest convenience to assure that these improved results are a part of your submission. The YE update file will only affect records submitted before January 25, 2022. If you have submitted more geocoding after…

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RATA Associates: Holidays and Staffing

Added on December 23, 2021

RATA Associates would like to wish you and your team a very Happy Holiday Season!  We would also like to let you know that due to the holidays we will have limited staffing.  Our offices will be closed on Friday 12/24/2021 and Friday 12/31/2021.

We would like to wish you a Merry Christmas & Happy 2022.  Because you're so special.. instead of 1 card we just had to send 2! 😊


RATA Ready for 2020 Census Data

Added on December 23, 2021

(Geocoding, Mapping, Demographics and Geographic Areas) In preparation for the 2022 reporting year, we have updated our geocoding systems to return geocodes for 2022 based upon the 2020 Census Tracts, as defined by the Census Bureau. We are fully ready to return the correct tracts as soon as geocoding begins in earnest for the 2022 reporting year. As part of this update, there are several aspects that affect Comply directly as follows: A Demographic Update for the 2022 reporting year has been released. This incorporates the new 2020 Census Tracts, however, there is a caveat to this data. The demographics are not yet available from the FFIEC, so in order to keep reports and other aspects of Comply operating in the familiar fashion, we have copied forward the 2021 demographic data to the…

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2020 Census Tracts and Demographics

Added on December 15, 2021

As most of you are aware, the 2020 U.S. Census occurred two years ago. When preparing for the census, the Census Bureau redefines Census Tract boundaries based upon the estimated population of an area. After the census, these new Census Tract boundaries are updated with the demographic profile of the recorded data for that area. Typically the world moves forward with the census tract changes early in the year following the census, however, the CFPB/FFIEC typically lags by a year for HMDA/CRA purposes; they require the new data and boundaries beginning two years after the census (i.e. 2022) for purposes of data collection and submission. RATA Associates has been in the HMDA/CRA arena for over 30 years now and has been through this process twice already (1990 > 2000 and 2000 > 2010). We…

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