Added on March 23, 2023
The CFPB has gotten into a pattern of releasing two versions of HMDA peer data. To get the data out quickly, they assemble the submissions and make preliminary public data available around mid March of each year. The release of the final data with full transmittal information usually comes a few months later. As with previous years, we have decided to release a non-official version of the HMDA peer data so that all of you can start doing Peer Analysis on the current data. This release uses the Modified LAR Data from the CFPB, which we have combined and reformatted. This data gives the ability to perform analysis on a preliminary basis until the official national dataset is released later this year (typically in June). We have tested to make sure the numbers look reasonable and believe
Added on February 28, 2023
The CRA and HMDA 2022 submission deadline is end of business day tomorrow, Wednesday, March 1st ET. Hopefully, you are well past your submission and are recuperating from the cleanup and submission process. If however, you are still deep into preparing your submission and need RATA's assistance, simply send an email to email@example.com and we will be periodically checking in and responding if possible. If you have a more complex issue, please call first thing in the morning and we'll get you squared away. We will work with you to ensure you get your submission in on time.
Added on February 8, 2023
Thank you as always for using the RATA Comply software and Geocoding services to help with your HMDA and/or CRA submissions. As part of our efforts to ensure that you have the highest quality and most current geocode results for submission, we re-geocode every address that was submitted to try and improve the precision codes, then return any improved results in the Year-End (YE) geocode update file. This file should be applied to your Comply system at your earliest convenience to assure that these improved results are a part of your submission. The YE update file will only affect records submitted before January 26, 2023. If you have submitted more geocoding after that date, those records will have already been geocoded using the latest geocode data and will not have to be updated.
Added on December 19, 2022
The CRA Peer, Performance Evaluation, and Market Share data are now available for use in Comply. The 2021 CRA Aggregate and Disclosure data, used for CRA Peer analysis, was released on Thursday, December 15th. This year, like the last couple of years, there was a major delay in the release of this data. This data used to be released within a month or so of the HMDA peer data, which was released on June 22nd. Although it is extremely late from the government, RATA has completed the process of converting the data for use in Comply. The name of this file is PEERCRA21. The peer data always needs to be manually downloaded from the RATA Support Site and imported into Comply, using the Import System Data function, as these files are very large in size. For this reason, we recommend that you only
Added on November 16, 2022
We are happy to announce that Comply 22 is now available on our support site for download. This version of Comply contains all of the latest edit and submission changes needed to submit your 2022 HMDA and CRA data. It also contains the new 2023 reporting year so you can start to collect and prepare for the 2023 submissions as well. A changes document will soon be posted to the support site and made available on the Start Page so that you will know what is fixed, updated, and added to this latest version. Because this is a submission version, it is mandatory and critical that you apply this update before performing your 2022 submission. It should be installed at your earliest convenience so that there are no surprises with new or updated edit checks. RATA Hosted Services (RHS) is RATA's