New RHS Dashboard is now on Support Site (New feature for RHS customers only)

Added on April 30, 2024

We're proud to announce the release of the new RHS Dashboard! We've added this new feature for RATA Hosted Services (RHS) Administrators, giving you the ability to log on to the RATA Support website and see a complete overview of your registered users currently within RHS. Currently this is only available on the Support website, but in October with the submission release, it will be available directly within Comply.   The first panel on the dashboard displays the User Statistics for your organization. On the first row you'll see two circular graphs depicting the Number of Registered Users vs the Maximum Number of Users Available, as well as Number of Online Sessions vs Concurrent Sessions Available. These graphs will automatically change colors as you get closer to your…

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MSA/MD and County Changes for the 2024 Reporting Year

Added on April 2, 2024

On January 10th, the Federal Financial Institutions Examination Council (FFIEC), in conjunction with the Consumer Financial Protection Bureau (CFPB), announced that changes to Metropolitan Statistical Areas (MSAs) and Metropolitan Divisions (MDs) published by the Office of Management and Budget (OMB) on July 21, 2023, were being adopted for the 2024 reporting year. This update also incorporates the Connecticut County-Equivalent changes published by the US Census Bureau to the Federal Register on June 6, 2022. The regulators did not do the industry any favors by announcing the adoption of these changes 10 days into the reporting year. All commercial geocoders were caught off guard by the sudden change, and are currently working to bring these changes in line for geocoding purposes, but to…

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Comply 23.1 Update is now Available

Added on April 1, 2024

Since the release of Comply 23.0 in late October of last year, our team has been actively making changes and adding features to improve your Comply experience. This version brings those changes to your system, which include: Auto-Update has returned to the standard secure port of 443, removing the need to whitelist and permit traffic on port 5420 Ability to create custom permission sets for SBL Ability to run custom charts and tables for SBL Additional functionality added to the Compare tool for comparing original and standardized addresses Geographic Area filtering now supports Majority and High minority tract status in addition to Substantial For more details and a complete list of changes, please see the changes document, located on the Start Page under Resources (also available on the…

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CFPB Releases Preliminary 2023 HMDA Peer Data

Added on March 26, 2024

We have now released the Preliminary 2023 HMDA Peer Data.  The CFPB released the "preliminary" 2023 peer data file on March 25th. For some reason, they release this data without the Transmittal File that tells us who each reporter is. RATA then has to download the file, link up the Transmittal information from last year based on the LEI number with any institutions that match, and then look up any institution's LEI info on the ones that don't match. This year that happens to be about 500 institutions that we have to look up manually. The number of lookups is higher than usual this year because they lowered the exemption thresholds and more institutions were drawn into submitting HMDA data than in previous years. Again, keep in mind this is not the official final version of the peer…

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RATA announces the release of the Year-End Geocode Redo file: Please apply before submitting

Added on January 30, 2024

Thank you as always for using the RATA Comply software and Geocoding services to help with your HMDA and/or CRA submissions. As part of our efforts to ensure that you have the highest quality and most current geocode results for submission, we re-geocode every address that was submitted to try and improve the precision, then return any improved results in the Year-End (YE) geocode update file. This file should be applied to your Comply system at your earliest convenience to assure that these improved results are a part of your submission. YE update files will not overwrite ZOOM results when applied. The YE update file will only affect records submitted before January 25, 2024. If you have submitted more geocoding after that date, those records will have already been geocoded using…

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