Comply 18.22 Release is Now Available for Download

Added on July 22, 2019

The Comply 18.22 update is now on our support site and available for download. Our last two updates (18.21 and 18.22) contain only edit check changes. Version 18.22 includes the 4 edit changes that were released by the CFPB last week in their July 2019 FIG. The V644.2 and V648.2 edits were updated to allow code 3 for Sex of Applicant or Borrower/Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname. The V696.2 and V699.1 edits were updated by removing code 17 for the five Automated Underwriting System Results fields. This update is not critical but will ensure that your edits are flagging correctly. If you'd rather wait, rest assured that these changes and much more will be available in our Fall Comply 19.00 submission release. If you are on a version prior…

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Install Issue and Remedy for clients receiving 'Error opening data source'

Added on May 13, 2019

When trying to install or update Comply, some customers have been getting a message "Error opening data source". This can be caused by a missing or corrupted installation of SQL Server Native Client on the user's machine. Prior to Comply v18.2, the Comply installation would use the operating system's version of OLE DB to connect to the database. However, Microsoft has deprecated these database drivers, which don't support later versions of TLS. With most customers disabling TLS 1.0, starting with v18.2 of Comply, the installation was updated to rely on a different database driver. Since these database drivers are no longer part of the operating system, Comply installs will install the SQL Server Native Client files when they are not present on a user's machine. However, there have been a…

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2018 HMDA Peer Data

Added on April 4, 2019

The FFIEC/CFPB recently released the 2018 HMDA peer data to their Modified LAR page. If you would like to look up your data or see other individual institution data you can find it here In years past, RATA has been able to download the data for all institutions, manipulate the data and release it for use in Peer2Peer and DataMine very quickly. The reason we were able to do this was that the data always contained the same fields and they were in the same basic format. This year however, that is not the case. We want to inform our users about what we are seeing with this new data and new format, the challenges we are running into, and the plan(s) we have in place to get you this data as quickly as possible. Phase One and Challenge…

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Update 3/1/2019 - Comply 365: Submission Edition

Added on March 1, 2019

New 3/1/2019: Missing LEI in Transmittal Causes Submission Error on Portal - It is very important to ensure that the LEI field is populated in the reporting entity transmittal properties for all HMDA reporting entities that you wish to submit for 2018 and beyond. If you create your submission file without first populating the LEI field, you will receive an error upon upload to the platform stating "In order to access the HMDA Platform, each of your institutions must have a Legal Entity Identifier (LEI)", and your submission will be rejected. If you experience this error when uploading your file, you will need to unlock your reporting entity, add your LEI to the properties, and then go through the submission wizard again, selecting the option to reset and recreate. Before uploading…

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BISG Proxy Data Update Available

Added on February 12, 2019

There is a new version of the Surname Probability table that is used for the Bayesian Improved Surname Geocoding (BISG) proxy methodology in Comply. We made some minor adjustments to the suppressed values in the table as per instructions in the CFPB proxy methodologies. These updated values can help increase the accuracy of the proxy calculations by less than one percent on average. You will want to update the data at your earliest convenience just to be fully up-to-date and get the best results possible. Updating the Surname table in Comply is a simple System Data import. If you use Auto Updates and the Census Bureau/Social Security Proxy Data option is checked, the new table should download automatically to be applied. This option is not normally on by default. To change it, simply go…

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