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RATA Associates has been in the HMDA/CRA arena for over years. During that time we have helped hundreds of institutions successfully submit millions of applications for Regulation C (HMDA) and Regulation BB (CRA).
The Comply HMDA/CRA software is robust and full-featured, yet it is extremely user-friendly and easy to use. Comply was designed to utilize all standard Windows practices. The Comply Suite has been modeled after Microsoft Office so if you can use Microsoft Word, Excel and/or Explorer, you will be able to use RATA Comply with little to no training. In addition to standard menus, icons and right-click functionality, helpful Wizards walk you through each process to ensure the proper result!
RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.
Would highly recommend both the product and the personnel!! Being able to accomplish what I did in such a short period of time is a testimonial to the product's user friendliness as well as the support I received from the great folks at RATA. Could not have done it without them!!!
Greer State Bank
RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.
Pacific Union Financial LLC