RATA Associates Celebrating 37 Years

Compliance Software for Fair Lending

Schedule your Fair Lending demonstration today

Simply fill out the form below so that we can show you everything Comply Fair Lending can do! or Call: (407) 831-7282

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Fair Lending

RATA Associates, the leading provider of HMDA/CRA products and services to the lending compliance arena expanded into the Fair Lending market with the release of Comply Fair Lending in 2004. Comply Fair Lending is a robust software solution based on the FFIEC (Federal Financial Institutions Examination Counci) and CFPB (Consumer Financial Protection Bureau) Fair Lending Examination Procedures and is the simplest and most cost effective way to monitor potential risk associated with lending performance.

Comply Fair Lending allows you to:

  • Import all LAR and Fair Lending related data
  • Allow you to run edits to make sure the data is complete and accurate
  • Allow you to run scorecards on all government Risk Factors (Pricing, Underwriting, Redlining, Steering, etc)
  • The scorecards will show any statistically significant disparities between Prohibited and Non-Prohibited basis applicants
  • Drill down within the data to find similarly situated applications (By Product, Geography, Time Period, Channel, etc)
  • Perform a Comparative File Reviews on a high risk categories
  • Using a Wizard you will be able to find the most similar applications based on your underwriting criteria with different outcomes and pair them up for review in decreasing similarity order
  • Allow you to document the key factors for the different outcomes and categories
  • Allow you to prepare an Executive Summary of your research and findings

Let us show you how Comply Fair Lending can help you. Simply fill out the form to schedule your FREE personalized Fair Lending demonstration!



What our clients say...

RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.

<br>TCA | Logo TA

TCA

RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.

<br>Pacific Union Financial LLC | Logo PacificUnionFinancial

Pacific Union Financial LLC

The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations.

<br>Panhandle State Bank | Logo PanhandleStateBank

Panhandle State Bank