COMPLY FAIR LENDING:
Advanced Analysis and Regression
Workspaces | Field Explorer | Data Normalization Tools | Regression | Analyze Results | Comparative File Reviews
Overview
All of the tools that you need to analyze your application data, identify lending patterns and assess risk using the simple and familiar Comply interface.
Workspaces
Applications groups, Data Mines, File Reviews, and Regression Models are all conveniently packaged together and accessed through a common dashboard. Organize applications and analysis elements into logical groups. Define focal points at an arbitrary level of granularity and then create reports or risk scorecards, access interactive charts, generate regression prediction sets and much more.
Field Explorer
Browse loan information interactively at a summary level. Drill down to focal points. Create Data Mines, File Reviews, Reports, Application Groups, and Regression Models from selected collections of applications.
Data Normalization Tools
Identify missing or invalid data. Focus on applications with incomplete information or data entry errors. Update or remove outlying data from your analysis workspace. Use automated tools to help you find and correct anomalies.
Compare fields and identify trends or data integrity issues. Use interactive charts to filter or manipulate data graphically.
Regression
Create regression models using any set of applications in Comply. Quickly assess model and parameter quality, analyze variance and variable significance. Perform cross-validation to identify weaknesses in training or testing sets.
Create model variables using any field information in Comply. Transform numeric values to correct distribution issues, dummy-code character data on the fly, or create contrasts to test for variable significance.
Analyze Results
Create risk scorecards to find areas that need attention. Use regression models to generate reports that will help you identify disparities in predicted pricing. Print summary information or save and post it on an internal website for executives or employees. Compare analysis reports between periods of time, assessment areas, underwriters, brokers, or any other groups of applications.
Comparative File Reviews
Create sets of files for matched-pair analysis. Create file reviews from any set of applications or analysis elements. Create executive summary or detailed field analysis reports. Print matched file pairs that need further attention. Group and annotate file pairs for which no risk was identified.
