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News Flashes
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HMDA Rate Spread Calculation Changes Are Coming - October 21, 2008
The methodology for computing rate spread on HMDA loan applications will be changing effective with applications taken on or after October 1, 2009. All applications taken prior to October 1, 2009 will continue to be computed using the existing methodology. The changes are being implemented in conjunction with changes made in the definition of a higher-priced mortgage loan as adopted in Regulation Z, Truth in Lending effective October 1, 2009.
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Live RATA Support - September 25, 2008
When we say that "we want to exceed your expectations", those are not just empty words! All of us at RATA Associates are constantly striving to improve all aspects of the client experience. Whether it is the software, features, the geocoding, support, accounting, training, etc..., we are always looking for ways to improve what we offer to better meet your needs. Our latest enhancement has to do with support. You know that we are only a phone call or an email away, but sometimes
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2007 Agency Mean and PE Table Peer Data Now Available - September 25, 2008
On September 12th the FFIEC released the 2007 HMDA peer data. We have downloaded that data and have made it available with our Peer-2-Peer tool. We have also formatted extracts of the data to create the 2007 Agency Mean data that is used to compare your Submission Audit Summary report numbers to the mean of your reporting agency. For CRA users, we have also created the Peer PE (Performance Evaluation) data that is used when running the PE tables.
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Comply 7.01 Update Available - September 25, 2008
The RATA Comply 7.0 updates were officially announced and available to those that wanted to upgrade at the end of August. As is the case with all software upgrades, no matter how much you test things in the development environment, you can never catch everything that users will find in production.
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2007 HMDA & CRA Peer Data Is Now Available - September 18, 2008
Late last week the FFIEC announced the release of the 2007 HMDA Peer data. We have worked very hard over the last few days, and this week RATA is proud to announce that we have formatted and tested the data and it is now available on our Comply Peer2Peer web-based software tool!
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RATA Announces Comply 7.0 - August 25, 2008
Thank you for choosing RATA Comply and for your continued support of RATA Associates through the use of our products and services. We are proud to announce our latest product upgrade, the RATA Comply 7.0 system. If you are reading this message, then you are already taking advantage of one of our new features, the Start Page. On this page, we will keep you up-to-date with breaking lending compliance news, product announcements and general information from RATA.
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