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Regulatory News

November 7, 2008
CONFORMING LOAN LIMIT FOR U.S. TO REMAIN $417,000 IN 2009; DIFFERENT LIMITS IN SOME AREAS
WASHINGTON, DC – The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit will remain $417,000 for 2009 for most areas in the U.S. but specified higher limits in certain cities and counties. The…

October 20, 2008
Federal Reserve approves final amendments to Regulation C that revise the rules for reporting price information on higher-priced mortgage loans
The Federal Reserve Board on Monday approved final amendments to Regulation C that revise the rules for reporting price information on higher-priced mortgage loans. The changes are intended to improve the accuracy and usefulness of…

August 5, 2008
Annual adjustment of fee-based trigger for additional mortgage loan disclosures
The Federal Reserve Board on Tuesday published its annual adjustment of the dollar amount of fees that triggers additional disclosure requirements under the Truth in Lending Act for home mortgage loans that bear rates or fees above a…

July 30, 2008
Proposal to amend Regulation C (Home Mortgage Disclosure)
Proposal to amend Regulation C (Home Mortgage Disclosure) to revise the rules for reporting price information on higher-priced loans. The rules would be conformed to the definition of "higher-priced mortgage loan" adopted by the Board…

May 30, 2008
Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
The federal bank and thrift regulatory agencies today announced the availability of the 2008 list of distressed or underserved nonmetropolitan middle-income geographies where bank revitalization or stabilization activities will receive…

March 6, 2008
TEMPORARY CONFORMING LOAN LIMITS RELEASED FOR HIGH-COST AREAS
Washington, DC – The Office of Federal Housing Enterprise Oversight (OFHEO) today released the maximum conforming loan limits that will be in effect through year-end as a result of The Economic Stimulus Act of 2008. That…

February 13, 2008
HUD Releases 2008 Median Income Estimates
On February 13, 2008, the Department of Housing and Urban Development issued the estimated Median Family Incomes for FY2008. These estimates have been calculated for each metropolitan and non-metropolitan area across the nation.…