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Regulatory News

November 26, 2002
Proposed revisions to the official staff commentary on Regulation Z (Truth in Lending)
The Federal Reserve Board on Tuesday published proposed revisions to the official staff commentary that interprets the requirements of Regulation Z, which implements the Truth in Lending Act. Comment is requested by January 27, 2003.…

September 27, 2002
Annual adjustment of fee-based trigger for additional mortgage loan disclosures
The Federal Reserve Board on Friday published its annual adjustment of the dollar amount that triggers additional disclosure requirements under the Truth in Lending Act for mortgage loans that bear rates or fees above a certain amount.…

June 21, 2002
Publication of revisions to Regulation C (Home Mortgage Disclosure Act) regarding data collection
The Federal Reserve Board on Friday published revisions to its Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). Data collected under Regulation C are used to help determine whether financial institutions are…

May 2, 2002
Postponement of recent amendments to Regulation C (Home Mortgage Disclosure Act)
The Federal Reserve Board on Thursday approved a final rule that postpones the effective date of the recent amendments to Regulation C (Home Mortgage Disclosure Act) from January 1, 2003, to January 1, 2004. On February 15, 2002, the…

April 3, 2002
Revisions to staff commentary on Regulation Z (Truth in Lending)
The Federal Reserve Board on Wednesday issued revisions to its Regulation Z (Truth in Lending) official staff commentary, which applies and interprets the requirements of the regulation. The commentary revisions clarify how creditors…

February 7, 2002
Publication of revisions to Regulation C (Home Mortgage Disclosure Act) regarding data collection
The Federal Reserve Board on Thursday published revisions to its Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The Board approved the revisions at its meeting on January 23, 2002. The amendments take effect…

January 23, 2002
Amendments to disclosure requirements of Regulation C (Home Mortgage Disclosure Act)
The Federal Reserve Board on Wednesday approved regulatory changes intended to improve the quality and consistency of data collected on home mortgage loans. The amendments to Regulation C, which implements the Home Mortgage Disclosure…