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Regulatory News

February 22, 2005
Federal Banking Agencies Propose Revisions to Community Reinvestment Act Regulations
The Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) today issued a joint notice of proposed rulemaking that would revise certain provisions in their regulations implementing the…

December 21, 2004
Annual notice of asset-size exemption threshold for depository institutions (Regulation C)
The Federal Reserve Board on Tuesday published its annual notice of the asset-size exemption threshold for depository institutions under Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).The asset-size exemption…

December 10, 2004
Board announces changes to public disclosure tables used to report data under the Home Mortgage Disclosure Act, Regulation C
The Federal Reserve Board on Friday announced changes to the tables (498 KB PDF) used to publicly release data collected by lenders under the Home Mortgage Disclosure Act (HMDA), which is implemented by the Board's Regulation C.The…

December 3, 2004
Request for comment on review of open-end credit rules, Regulation Z
The Federal Reserve Board on Friday issued for public comment an advance notice of proposed rulemaking (ANPR) announcing a review of the open-end (revolving) credit rules of the Board's Regulation Z, which implements the Truth in…

November 30, 2004
OFHEO Announces Maximum 2005 Conforming Loan Limit
Armando Falcon, Jr., Director of the Office of Federal Housing Enterprise Oversight (OFHEO), today announced the maximum 2005 conforming loan limit for single family mortgages purchased by Fannie Mae and Freddie Mac. This limit, after…

November 23, 2004
HUD HMDA Data Collection Transfer
The Department of Housing and Urban Development (HUD) and the Federal Reserve System (“the Board”) recently reached an agreement to transfer the HUD Home Mortgage Disclosure Act (HMDA) data collection process to the Board. The Board…

August 12, 2004
Annual adjustment of fee-based trigger for additional mortgage loan disclosures
The Federal Reserve Board on Thursday published its annual adjustment of the dollar amount that triggers additional disclosure requirements under the Truth in Lending Act for home mortgage loans that bear rates or fees above a certain…