NEWS
Regulatory News
December 22, 2009
Annual notice of asset-size exemption threshold for depository institutions, Regulation C
The Federal Reserve Board on Tuesday published its annual notice of the asset-size exemption threshold for depository institutions under Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The asset-size exemption…
December 22, 2009
Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions
The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define "small bank", "small savings association", "intermediate small bank", and "intermediate small savings association"…
November 16, 2009
Federal Reserve approves interim final rule requiring notice be given to consumers when their mortgage loan is sold or transferred
The Federal Reserve Board on Monday approved an interim final rule to implement a recent statutory amendment requiring that notice be given to consumers when their mortgage loan has been sold or transferred. The new disclosure…
November 13, 2009
Agencies issue final rule for mortgage loans modified under the Home Affordable Mortgage Program
The federal bank and thrift regulatory agencies today issued a final rule providing that mortgage loans modified under the U.S. Department of the Treasury's Home Affordable Mortgage Program (HAMP) will generally retain the risk weight…
November 10, 2009
Federal Reserve releases articles examining ways to improve housing options for low-income renters
The Federal Reserve Board on Tuesday announced the availability of a collection of brief articles that examine ways to improve the availability of housing options for low-income renters. The publication, commissioned in conjunction…
September 29, 2009
Board proposes rules amending credit card provisions of Regulation Z (Truth in Lending)
The Federal Reserve Board on Tuesday proposed rules amending Regulation Z (Truth in Lending) to protect consumers who use credit cards from a number of potentially costly practices. "This proposal is another step forward in the Federal…
August 10, 2009
Annual adjustment of fee-based trigger for additional mortgage loan disclosures
The Federal Reserve Board on Monday published its annual adjustment of the dollar amount of fees that triggers additional disclosure requirements under the Truth in Lending Act for home mortgage loans that bear rates or fees above a…
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