RATA Associates has been
working with HMDA and CRA
for over 20 years. Let us show you
how Comply HMDA/CRA can help you
reduce the time, cost and compliance
burdens associated with HMDA
and CRA reporting.
Fair Lending risk has been
complicated and costly to monitor,
until now! RATA's Fair Lending
tool offers you robust functionality
and technology at an affordable price.
But what really makes Comply Fair
Lending stand out is that it makes Fair
Lending monitoring easy!
Let us show you how.
The Comply Peer-2-Peer product
is a web-based tool designed to
quickly show you how your institution
stacks up to the competition. Within
minutes you can see how you rank,
what your market share is and how your
closest competitors are doing.
When it comes to compliance
mapping, Comply’s mapping
engine makes it easy. An average
user can create custom maps in
minutes, by stepping through our
powerful Mapping Wizard. Maps can
show assessment areas, loan
penetration and much more.
RATA Associates is the hands
down leader when it comes to
cost effective Compliance-grade
geocoding. Utilizing multiple
geocoders, data sources and pro-
prietary methodologies, RATA
Associates returns the highest hit rates
and precision levels. Nobody goes
through more effort than RATA!
As an alternative to the in-house software solutions, for many institutions, we also offer outsource services for your HMDA and/or CRA reporting responsibilities by way of RATA's Full-Service Processing compliance solution. When hiring RATA Associates, you can be confident that your HMDA and/or CRA reporting will be right…the first time, and every time. Let us show you how we can help.
Learn more about HMDA & CRA...
Comply Fair Lending is a robust software solution based on the FFIEC Fair Lending Examination Procedures and is the simplest and most cost effective way to monitor potential risk associated with lending performance. It is designed to create a "snapshot" of your HMDA and/or CRA data either by importing the data or copying a filtered subset of the data from a Reporting Entity within the system.
Learn more about Fair Lending...
GeoPlus is RATA's premier Compliance-grade geocoding solution for HMDA/CRA reporting institutions of all sizes. It's the answer to your institution's geocoding needs if you prefer to outsource this processing rather than internally purchase a geocoder; train an experienced staff of geocoding analysts; and maintain address reference data, Census Tract books and maps.
Learn more about Geocoding...
RATA offers customized Mapping Services to its Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting customers. An institution typically uses these services to visually display and help analyze their lending activity.
If your institution prefers to totally outsource your Home Mortgage Disclosure Act (HMDA) and/or Community Reinvestment Act (CRA) reporting responsibilities, RATA's Full-Service Processing is the right compliance solution for you.
Welcome to QuickPoint, RATA's innovative on-line geocoder. We have created QuickPoint to help meet your immediate geocoding needs for a limited number of addresses.
Visual demonstrations of how to work with all of the different features of our products.
We are now offering “Live” training at our offices for anyone who wants to learn how to maximize the use of our Comply software.
Chat with us online to get an immediate response to any questions you may have.
Founded in 1987 by John R. Woloshen, RATA's current CEO, RATA Associates leads the industry in data compliance software and services for financial institutions. Built on Microsoft's .NET and .SQL data base technology, RATA's Comply Suite of software is the industry's most technologically advanced solution package, enabling financial institutions to achieve compliance with the Home Mortgage Disclosure...
Headquartered in Longwood, Fla., RATA Associates has provided the financial services industry with cost-effective Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) compliance software and geocoding service solutions for more than 23 years.
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In addition to requiring lenders to report the rate spread on certain loans, the amendments to Regulation C require for the first time that lenders report whether a loan is covered by the provisions of the Home Ownership and Equity Protection Act Amendments (HOEPA), implemented by Regulation Z in Sections 32 and 34.