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RATA Associates has been
working with HMDA and CRA
for over 20 years. Let us show you
how Comply HMDA/CRA can help you
reduce the time, cost and compliance
burdens associated with HMDA
and CRA reporting.
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Fair Lending risk has been
complicated and costly to monitor,
until now! RATA's Fair Lending
tool offers you robust functionality
and technology at an affordable price.
But what really makes Comply Fair
Lending stand out is that it makes Fair
Lending monitoring easy!
Let us show you how.
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The Comply Peer-2-Peer product
is a web-based tool designed to
quickly show you how your institution
stacks up to the competition. Within
minutes you can see how you rank,
what your market share is and how your
closest competitors are doing.
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As of January 1, 2009, the FCC
has made reporting Form 477
even more cumbersome and time
consuming. RATA’s 20 years of
experience with Compliance-grade
geocoding and software development
will help you breeze through the semi-
annual reporting requirement.
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When it comes to compliance
mapping, Comply’s mapping
engine makes it easy. An average
user can create custom maps in
minutes, by stepping through our
powerful Mapping Wizard. Maps can
show assessment areas, loan
penetration and much more.
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RATA Associates is the hands
down leader when it comes to
cost effective Compliance-grade
geocoding. Utilizing multiple
geocoders, data sources and pro-
prietary methodologies, RATA
Associates returns the highest hit rates
and precision levels. Nobody goes
through more effort than RATA!
Learn More...
Comply HMDA/CRA
Saturday, October 03, 2009
RATA Comply v7.60 now available!
The update is currently available for download on the Support Site.- Product Overview
- Download Brochure
- Download Comply for Beginners
- Web Demo via GoToMeeting®
Comply Fair Lending
Comply Peer-2-Peer
Comply 477
Mapping
RATA offers customized Mapping Services to its Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting customers. An institution typically uses these services to visually display and help analyze their lending activity.
More Info...
Full Service Processing
If your institution prefers to totally outsource your Home Mortgage Disclosure Act (HMDA) and/or Community Reinvestment Act (CRA) reporting responsibilities, RATA's Full-Service Processing is the right compliance solution for you.
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QuickPoint™
Welcome to QuickPoint, RATA's innovative on-line geocoder. We have created QuickPoint to help meet your immediate geocoding needs for a limited number of addresses.
FCC Form 477 Filing
In March 2000, the FCC adopted a semi-annual reporting requirement (FCC Form 477) to determine the extent of local telecommunications competition and deployment of broadband services.
Learn More...
Comply News
- January 26, 2010
IMPORTANT Submission Warning regarding RATE SPREADS!! - January 26, 2010
2009 Geocode Redo Files are Complete - January 15, 2010
Submission Season is here and we have resources to help! - September 30, 2009
2008 HMDA Peer Data Released By FFIEC
Regulatory News
- December 22, 2009
Annual notice of asset-size exemption threshold for depository institutions, Regulation C - December 22, 2009
Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions - November 16, 2009
Federal Reserve approves interim final rule requiring notice be given to consumers when their mortgage loan is sold or transferred
Newsletter
- December 19, 2008
Happy Holidays from Team RATA - September 25, 2008
RATA News Brief - September 2008 - September 18, 2008
2007 HMDA & CRA Peer Data Is Now Available - August 22, 2008
RATA Comply 7.0 Release
Online Training
Visual demonstrations of how to work with all of the different features of our products.
Live Training
We are now offering “Live” training at our offices for anyone who wants to learn how to maximize the use of our Comply software.
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Live RATA Support
Chat with us online to get an immediate response to any questions you may have.
HOEPA Status
In addition to requiring lenders to report the rate spread on certain loans, the amendments to Regulation C require for the first time that lenders report whether a loan is covered by the provisions of the Home Ownership and Equity Protection Act Amendments (HOEPA), implemented by Regulation Z in Sections 32 and 34.
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Rate Spread Calculator
RATA Associates has developed the RATA Rate Spread Calculator within the RATA Comply™ Suite to assist HMDA reporting institutions with the new Regulation C requirements for reporting Rate Spread data effective for 2004 HMDA data and forward.
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